Anonymous
map-marker Allentown, Pennsylvania

Review in Financial Services category from Allentown, Pennsylvania

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What a joke. I am short term unemployed; awaiting my licensure and background check before starting a position as an RN in 3 weeks. My fiancé is disabled. They tell me we don't qualify for assistance with a missed car payment because we don't have the equivalent of a full time job. Well no kidding!!! Why offer to help people with a "modest need" if you are going to deny them because they don't fit your narrow parameter? They need to be investigated.
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Cons:
  • Requirements changed
  • Will not help disabled persons
  • Will only help the well-off
3 comments
Guest

They need to be investigated? They do the investigating - of applicants.

Aside from St. Jude, it is the only charity organization I will consider donating to.

I have seen them in action, working to help others. I'm sorry your request was not accepted.

Guest

I was completely funded by donors according to their website but never saw a penny of it :'(

Never even heard from them.

No one answers your phone calls or your emails.

I think they may be pocketing the donors money.

:(

Karley Ejq
reply icon Replying to comment of Guest-1234359

I am trying to investigate as I have supposedly been funded. Has anyone actually been funded?

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Anonymous
map-marker Lakeside, California

Don't Even Bother...

...if you don't have kids. I'm flat broke & have received a "Notice to Pay Rent or Quit" on my door, which I also sent to them. I worked my *** off & studied hard to get a professional certification then got stiffed by all 3 employers I was "hired" by and have been down to as low as 18 CENTS in my bank account the past couple weeks. I sent all the documentation they wanted and then some. I'm going to be homeless. But since I didn't breed like a rabbit and have a bunch of kids I couldn't afford, nobody cares what happens to me. If you're single without kids, "Modest Needs" doesn't care. Just like everybody else. No matter how hard you work or how broke you are. If you want any help, fake some kids if you can get away with it.
View full review
Loss:
$880
Reason of review:
Poor customer service
1 comment
Guest

Did you get things worked out?

Anonymous
map-marker San Diego, California

Lousy Personal Information Security

Got a nagging "you haven't donated in ten years" email (maybe because I don't want to?) so I tried to log in to change my account information and email. The password reset sent a password in plaintext over email (any IT person under retirement age should know how bad that is), I couldn't reset the password until I'd confirmed my address (no thanks, I don't want snail mail from you *** either), and the new password had a maximum length (not necessary if you're securely storing passwords... oh, wait, they're emailing them in plaintext, they have no password security) and couldn't handle special characters (maybe because they coded their password handler in 1942? who knows)
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Reason of review:
Poor customer service
Anonymous
map-marker Albuquerque, New Mexico

Modest Needs Foundation Application Review from Albuquerque, New Mexico

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I applied for Modest Needs help. I was turned down for too LOW of income. And the method they used to check this was by asking how much was deposited in my bank account this month. I have sent 4 polite emails to 2 different help addresses and after 10 days have received no help or response at all. Looking at their main page, it seems that very little has been contributed lately to those that have almost expired. I'm frankly beginning to wonder if they are a scam as they claim lots of success stories but see none recently. They also say they reply to emails within one day. 10 days later no response. Don't expect help from these folks and be concerned about any financial info given them.
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Reason of review:
Poor customer service
Anonymous
map-marker Hamden, Connecticut

Modest Needs Foundation - Application Review from Hamden, Connecticut

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Ok so i googled a few places for assistance...modest needs stuck out...and after reading up on them i decided...ok...they sound legit...HOWEVER...i go through registration process with a positive thinking and start answering the apply for help questioneer...wait...smacked in my face and to my surprise...a red flag...a few actually...#1...active checking account...#2...military? THAN...after answering those...income...well to my surprise...i mean since im desperately trying to find assistance and after reading the other applicants stories i would have thought id be eligible...NOPE...bubble burst when it REJECTED my application due to low income!!!!????....im confused now cause this is a site for those in need right? Who need help right? Yet i dont make there required income 24-37,000???? Clearly my income of 16.000$ would qualify me especially a single mom with 2 children working full time?!!! Guess not...totally misled and never again...wow...outrageously sad
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Reason of review:
Poor customer service
3 comments
Guest

First, you have to get past the part that says they are not accepting applications because there are no slots. I tried 30 times to get to the application. I sent an email and they replied: just keep trying?

Guest

Don't play the single Mom with two kids card. By doing that you take credibility away from your complaint.

You did choose your life style, nobody forced you to do it. Those organizations that offer help do realize that people with higher incomes can also come across hard times for some reason or another. Did their web site say whether or not they offer cash assistance or budgeting assistance. A lot of places, including some church sponsored ones offer budgeting assistance where you have to turn over your income and bills to them and they make arrangements to pay so much per month on your bills and whatever is left over, you get for spending money.

I applied to a church sponsored one many years ago and was told I didn't have any where near enough income to qualify for their assistance.

Guest
reply icon Replying to comment of Guest-995041

Why even reply to her review if you don't even know anything about what she's reviewing? You come off as kind of an ***...

Being a single parent is not always a choice.

You don't know her circumstances. Again, you sound like an ***...

The organization is set up for lower-income workers. It says so right on their homepage. So a higher-income person can just "come across hard times for some reason or another" but becoming a single mother only happens by choice?

Again, an ***...

They offer cash grants not budgeting advice. Again, why chime in like an *** when you don't even know what all these reviews are even about?

Why are you here? Just to harass single low-income single mothers?

Get a life.

View more comments (2)
Anonymous
map-marker Mount Dora, Florida

Worthless scam

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Tried to get assistance as a disabled veteran with rent. I put in my disability as income, made to little. Put my wife's last years tax info in to the equation, she isn't working now, the amount I needed to make went up. I tried for a third and final time with my 2014 tax and the amount I made exceeded the last two quotes, now it tells me I make too little as it went up again. I'm having a hard time believing this is even real. I'd attempt to contact the owner/operator but it appears this person is just in it for themselves. BEWARE!
View full review
Cons:
  • How the requirements went up
Reason of review:
Unfair expectations, untrue promises

Preferred solution: Let the company propose a solution

5 comments
Guest

If anyone can heal me I have a bill that I truly cant pay this or next month iam asking if any on can donate a doolar to this account#48995****/6 to PGAndE insalinas ca living on unemployment for next 2months just need a hand up

Guest

They actually have helped my family with getting much needed baby furniture (bed) & a car seat. They are legitimate and though they have stringent requirements that is so that every person claiming "needy" has to prove a true need. They are not a hand out but a HAND UP!

Guest

So you are asking for a handout and complaining because you didn't get it. A new low.

Guest
reply icon Replying to comment of Guest-982428

Not a handout, my god.. a helping hand..

that's what they are there for i am assuming?

He's a disabled Vet! YOU "AnOnYmous" Have reached an all time LOW.

Guest
reply icon Replying to comment of Guest-982428

No the complaint was disqualification for too low of income. Quit being a *** and learn to read.

Tons of people are being turned down here because that don't make 24k or more a year and their method of determining this borders on moronic. If this organization really wants to help someone, there shouldn't be a minimum income requirement. Also they look suspicious in the way they are hiding HOW they intend to help and don't respond to emails.

I hope you never need help. You clearly have no compassion for those who do.

View more comments (4)
Anonymous

They won't give you a grant because you have no money??

I applied for a "grant" through these people, and then told I didn't qualify because I have no money and no income. Well, yeah, no *** that's why I'm applying for help from you people! First of all, if they require you to have an income to receive a grant, then it's not a grant, it's a loan. Secondly if you turn people away who need help specifically BECAUSE they need help, then what kind of charity are you? I can understand if you don't have the funds, but their reasoning for denying me was ridiculous. I wouldn't give to this organization if I had the means to, because apparently I'm not the only person they've said "lol, tough luck, kid" to.
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Reason of review:
Not as described/ advertised
2 comments
Guest

You have requirements to meet the qualifications for the grants. A loan you pay back..a grant you do not.

If you do not qualify because of no income then perhaps you could remedy that by finding a job .

Self sufficient means you try to care for yourself rather than EXPECT someone else to care for you. Sense of entitlement , much?

Guest
reply icon Replying to comment of Guest-1018156

Do you know why this person has no employment? Of course you dont.

You just decided to be a *** and insult someone for asking for help. I do have a job and make 26k a year and needed assistance on a one time basis.

I was also told that my income of 26k per year was too low of income. Think before you mouth off and insult people.

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Anonymous
map-marker Irvington, New Jersey

Modest Needs Foundation New York Charity Scam

I paid 7.00 to this charity foundation to process my paperwork to pay for

a bill and they said I qualified, so they said, to recieve that bill

paid. I gave them

my Driver License, Bank Statement, and other personal paperwork to find

out it is all a hoax. Don't fall for this scam charity. I should have

known better. If it is too good to be true then it has to be. I was really counting on help from this charity. I contacted a Dr Keith Taylor, owner of this charity, and he wrote me back by e-mail explaining I should have known the guidelines, how rude, and to think people are donating money to this ***

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Loss:
$907
53 comments
Guest

I was doing some research to see if ModestNeeds was legit and so far I have not formed a opinion as to it being legit or not. I do know I am leery of anyone that asks for social security numbers, bank numbers, information like that.

I feel there are ways to prove one's finances without disclosing information that should be secured such as they could get verification of income from jobs, or have social security verify someone is on disability or retired income, etc. I did go through their application online and during that I was not asked for social security number or bank account numbers. At the end of the application I got the message they could not help me because of one us is physically able to work and I was totally confused by that because during the application I checked we are BOTH physically disabled. My husband a senior, a disabled vet has been through cancer more than once, a year of chemo, and other health problems as well as I have numerous physical problems all documented!!

That is another way they could get verification by asking for doctor statements documenting one's health.

I then emailed two of the email addresses I found on their contact us page with the first one sent a week ago and the other one sent a couple of days ago and have not received a reply from either one! If they care so much about helping people seems like they would have replied although I understand it could take a bit longer for them to reply as busy as they probably are.

Guest

Just an add on note: I do not live in Chatanooga, TN, I live in Columbia, MD.

Guest

Several years ago I needed help when my uninsured rented home burned up. I applied, provided the info requested.

I put up my letter of request and waited. I got the help I needed to the tune of one months rent for the new place - which was a lot of money. After the dust settled I decided I should give back and have been doing so each month for several years now. I will continue to contribute as long as humanly possible.

It is not a lot money that I give, as I don't have it. But with what is done thru Modest Needs every single penny helps. Often crooks will try and get a helping hand, but mostly folks who need help get it. The one thing I do know is that MN never asks for money up front or at the close of a gift.

So anyone who this might have happened to has been ripped off by crooks, who can manage to steal the sockets right out of your eyeballs while you are looking dead at them. Thieves are out in force. All I can say is beware! And if you find you have a problem do contact MN for a response.

Keep in mind they can't answer a thief who may never have applied in the first place. But, for most folks they work their butts off to aid the needy.

Things can go wrong anywhere, but mostly MN works out to the best of their ability in your favor if you are in need. Also keep in mind not everyone will be funded.

Guest

You guys didn't qualify.... Not a big deal, if you would have read the rules properly you wouldn't have wasted everyones time.

NOT everyone gets funded. Id suggest also looking at ripoffreport.com review and investigation.

Guest
reply icon Replying to comment of Guest-502338

Let me correct you so that others who read this aren't as confused as you are. Modest Needs would have had to PAY RoR to have them classify them as a legit business.

Do your research! Companies pay 2 grand for RoR to declare an investigation was done and they were found to be legit!!!!!

Guest

Modest Needs is a Better Business Bureau Accredited Charity and has a 3-Star rating on Charity Navigator (Four stars for transparency.) I have been one of their doners for years, and I'm VERY glad they don't fund everyone who asks. The entire purpose is not to enable (to put it bluntly) flakes or schemers, but to help people who live within their means, are not dependent upon or eligible for permanent public assistance, and who are experiencing a temporary hardship.

I personally know people who have received funding from MN (i.e. in one case, for purchasing a scooter to get around after back surgery.) Looks to me like the people complaining of "arrogance" and "rudenss" are those who can't take "no" for an answer.

Guest

I am appaled that a professional man would come on here and give out client information which is illegal, to say the least. They accuse people of being abusive yet to me posting clinet information is abusive.

I dont think they are a scam but I do think they lack in the customer service department. I think they may have gotten a bit off the track of what started as a good thing meaning their heads got al ittle to big. I9f you felt the person was a scammer deny her. But dont post personal information about any client.

You breached ethics. To me it does make you go hhhhmm. They accused me of sending an abusive email because I questioned their response to me I am not a *** women. However I feel applying to any charity we all should be treated with dignity I was not.

I am a real person not some made up name.

This happened to me and only my experience and my personal opinion. I will say though I was never asked for any money

Beautiful Zki
reply icon Replying to comment of Guest-302071

I think he has every right to expose this person for one she was denied and therefore not a client and he never gave her name. That is what is wrong with the world today every one thinks they are owed something. :(

Guest
reply icon Replying to comment of Guest-302071

Im sorry but I just can't believe anyone would complain or talk badly about a CHARITY, one that doesn't have to help you or anyone else if they choose. Good grief.

They do not owe you anything, nor anyone else either. If a person applies, and are blessed, then wonderful. If not though, how can you possibly get upset with the charity itself. Humility and gratitude go far in life, so does respecting others, being selfless, and most definitely working hard.

Where is God in all this? I discovered this site because I am about to be homeless with my 2 little girls. I am hardworking, Master degree educated, but without any family as I grew up in foster care, then adopted then abandoned to raise myself.

Anyhow, I feel even awkward receiving Christmas gifts let alone demanding better customer service of a charity. Geez.

Guest

Wow glad I am not the only one who feels liek they took my information then when I questioned them on a very rude repsonse posted to my personal page, they posted on my page my account was closed for sending abusive emails. I feel very scammed.

I am a cancer patient in treatment. I did not deserve to be spoken to like a common criminal. I do not care on here who is related or making up fake posts. If that is true then itproves I am right.

They took my personal account information bills you name it then said I was abusive. All I said was I am not *** and did not deserve to have a message sent to me saying pretty much I was *** on the home page. I would have never asked for help had we not needed it to pay a bill. I think I am going to have this investigated.

I am mortified as a real honest person in need who is in cancer treatment to be treated so horribly. They basically slandered me and accused me of doing something I did not.

It seems if you question anything, they ban you. BUT FIRST THEY WAIT TILL THEY GET YOUR INFORMATION SCARY HUH :cry

View more comments (52)
Bell Kbz
map-marker Irvington, New Jersey

Modest Needs Foundation

Beware: This company looks good upfront.. They will charge you 7.00 and ask for all your personal information taxes, driver license, bank statements, and they WILL NOT HELP! the owner Keith Taylor claims he is a MD which I have found no supporting evidence of this and he will send you nasty e-mails if you are not satisfied with the taking your 7.00 after telling you are qualified for help. The "applicants" get put on a point system for help of your bill by donors which are undisclosed to you and with noi explanation of the point system!
View full review
Loss:
$7
9 comments
Beautiful Zki

I am sorry but I totally disagree with you and I agree with Nick A few years ago when I lost my job and Had to find another I paid my 7 dollars and put in an application for help with my rent and I received help. If you can not prove your issue they will not help they are set up to keep people from using the help for false reasons. So if you did not get help or a response then maybe your case was a Fraud.

Guest

Modest Needs Foundation is not a scam; on the contrary, it is a wonderful charity run by people who are determined to make a difference. After conducting substantial due diligence, I have been contributing (modestly, as my means allow) to Modest Needs for several years.

Of course, the organization has an ethical obligation to its donors to ensure that donations don't end up in the hands of scammers of the nature of the person who posted a defamatory review here. That vetting process is the price of admission. And as an aside, if you seek charitable help, you need to be humble.

Otherwise, we donors won't be inclined to help. Charity is not an entitlement.

Guest
reply icon Replying to comment of Guest-391402

I so agree with you Nick. Modest Needs assisted my family and we still have the baby crib they helped us with.

My daughter is now 5 and I can't bring myself to part with the crib. We had emergency issues with her and her birth and my spouse and I couldn't buy one. They are an amazing organization and as many will see here true recipients do not like it when another angry, disgruntled , unappreciated drain knocks a wonderful foundation.

They have required processes to keep frauds from stealing from those who are kind enough to give. Thank you Nick for being one of those kind helpers!

Guest

i sent them a request(modest needs) for help paying off a 655.00 bill for school. they wanted all sorts of information and after i sent them everything they replied thati did not quailfy because it was a reoccurring bill.

wellte bill was for an over payment as i stated and it need to be paid before returning to school. the tution was lreay covered i just did nt have that money wow not a scam i think so

Guest

This is, indeed, a scam. Don't waste your money.

Seriously folks. If it walks like a duck, and quacks like a duck....

Guest

I very rarely respond to posts like those that appear on 'Pissed Consumer,' but given that I know the exact history of the comment that started this thread (and because, for better or worse, people will read that comment), I've decided to respond to that post here, where it started, and publicly, as I think comments like these deserve to be addressed in a public forum.

First of all, if you're considering applying for assistance from Modest Needs, you may rest assured that Modest Needs is *not* a scam. We've been operating since 2002 and have, not only a spotless operational record, but an exemplary one. We take great pride in the work that we do, and though it is not possible to help everyone who comes to us seeking some kind of assistance, all of us work, in most cases, 10 and 12 and 14 hour days - every day - finding ways to help as many people as possible who do request our assistance.

That said, you should know that the comments you see posted here, along with the comment that started this thread, were all posted by the same person and are evidence of one of the more difficult sides of Modest Needs - the dishonest people we sometimes encounter in the course of trying to help people.

Here, as briefly as possible, is the story *behind* the posts you see here:

In late March or April of 2010, Modest Needs received an application for assistance from someone who billed herself as the 'mother of a disabled child' asking for some assistance with rent, and explaining that she needed our help because she'd been forced to pay some unexpected, out-of-pocket expenses related to the care of her child.

As always, we performed due-diligence on this person's application, and made this individual's application available for 'donor review,' the point during our application process at which our donors are able to read, evaluate, and - if they wish - to 'vote' to fund an application with points they've earned through their contributions to Modest Needs.

Because we receive many applications for assistance, this process takes some time but does give our donors a sense of direct input into which applications they'd most like to see funded - something I think we'd all agree is important.

In any case, in mid-May 2010, when the application of the person I've mentioned above had not yet been fully funded, she sent me an email essentially threatening to publish 'bad reviews' about Modest Needs in 'Ripoff Report,' 'Consumer Pissed,' and in any other forum she could think of if we did not immediately fund her application ahead of everyone else, no questions asked.

Needless to say, we not only refused to do this, we determined that we could not properly assist someone who was willing to resort to extortion in order to have her way. So, we closed this individual's application, returned the points that had been invested in it to the donors involved, and refunded the individual's application fee to her (more on that fee in a second).

Two days later, as promised, initial 'complaints' were posted about Modest Needs Consumer Pissed. And the reason there are so many reports here is that Consumer Pissed doesn't really do much to verify a poster's identity. This is why the individual in question was able to make so many posts here, and most of them have been written within a couple of days of each other.

But in the end, it turns out that for us - and for our donors - it was a good thing we disabled this applicant's request. Further investigation turned up that she is, in fact, a career 'scam artist.' She and her husband have swindled dozens of people out of tens of thousands of dollars running what are apparently 'fake employment' schemes in dozens of states and has, in fact, has many, many complaints posted against her - and her husband - in these very forums (which is how she knew about them in the first place.)

In fact, had the employee of Modest Needs who vetted this individual's application done so a little more carefully, that person would've noticed that much of the information we requested from this person to verify her situation had been forged (and badly forged, at that).

For this and other reasons, that employee is no longer with us, and in all likelihood, since all applications undergo a final 'integrity check' before we actually write the check that funds the applicant's request, we'd have caught the attempted fraud anyway. But the point here is that I think it's important for anyone who stumbles across this review to understand its context, who wrote it, and why.

So, in short, this first review - and the reviews that follow it here - are utter falsehoods, written, not by actual applicants, but by the same person - a career scam artist - who followed through on her threat to do anything she could to 'discredit' Modest Needs if we did not give in to her attempt to extort money from our donors. It's just that simple.

Finally, I'd like to make just one quick note about the application fee that we charge at Modest Needs, since the fact that we charge this fee at all seems to have raised a couple of questions.

From Modest Needs' inception in 2002 until late 2009, Modest Needs didn't charge an application fee. We allowed anyone who wanted to apply for our help to do so at absolutely no cost to them whatsoever and simply hoped that people who knew that they probably didn't qualify for the type of help that we offered (or who were trying to 'scam' Modest Needs' donors - we spend a lot of time weeding out 'scammers, as you might imagine) simply wouldn't apply when they realized they'd need to document what they'd told us about their applications.

This isn't how things turned out. What happened instead is that, for the first seven years that Modest Needs existed, we received thousands and thousands of applications for assistance each month. The vast majority of those applications came from people who either knew (or would've known, had they read our applications guidelines) that Modest Needs was not the right resource for them, or from people who flat out lied to us about their situations in an attempt to get a few extra bucks from kind, unsuspecting strangers.

What these folks didn't realize is that we still had to process all of these illegitimate applications - all of them - in order to get to the applications from people who did qualify for our help and were telling us the truth about their situations. We had to hire people to do that application processing. Hiring people to process that many applications costs a great deal of money, and even though our costs are paid by grant money (our donors don't pay for Modest Needs' operational expenses), it became clear that we had to do something to prevent persons who probably didn't qualify for our assistance (or who were attempting to 'scam' Modest Needs) from applying in the first place.

With this goal in mind, in late 2009, we began charging a REFUNDABLE application fee of $7.50. We charge this fee a) because we want to make sure that the people who are coming to us for help are 'invested' in their application enough to provide us with the documentation we request from them in a timely fashion (we can't help them without that information); and b) because we know that people who are attempting to 'scam' Modest Needs won't pay it (this has virtually eliminated fraudulent applications from our system).

I should stress here that Modest Needs' application fee is fully refundable to the applicant under almost all circumstances. If we can assist an applicant, we return that fee in 'points' the individual can use to assist someone else. If we cannot assist an individual, we simply refund $7.00 of the $7.50 fee directly to that person in cash (it costs us $0.50 to process the application fee).

The application is NOT refundable under only one circumstance: we do not refund the application fee that persons pay to us when we discover that a person has attempted to defraud Modest Needs by, say, providing fraudulent documentation to us. By not refunding the application fee under these circumstances, we hope to discourage persons who actually are looking to run a 'scam' on our donors from applying for assistance from Modest Needs in the first place, and from wasting the time we'd rather spend working with people who legitimately need our help.

For example, had I realized that the applicant who originally posted a 'review' of Modest Needs here had provided us with fraudulent documentation, when I received the initial letter from her attempting to extort money from Modest Needs, I would not only have disabled her application; I wouldn't have refunded the application fee to her. But again, this is the only situation in which the application fee is not refundable to our applicants - even the ones we can't help.

But it's important to understand that at Modest Needs, we don't charge this fee to make money.  We don't need to.  For years, all of our costs - including salaries - have been paid by major grant-makers, so we don't need to charge an application fee in order to increase revenue.  We reluctantly charge this fee primarily because, 99.9% of the time, it keeps the scammers out of our hair and allows us to focus our limited time and energy on the people who really do need (and qualify for) our help.  And one way or the other, unless an applicant absolutely lies to us during the application process, when the application process is complete, one way or the other, we return $7.00 of this fee to the applicant.

I realize this has been a long post, but I thought it was very important to respond to the issues raised in this post both thoroughly and publicly. I appreciate your taking the time to read this post and in closing would simply like to say that if you've applied for assistance from Modest Needs and feel that you were not treated fairly, or if you have questions about the issues (non-issues, really) that have been raised here, you don't need to resort to posting a note at Consumer Pissed.

Rather, you can go straight to the source and write to me personally. My direct email address is kptaylor AT modestneeds DOT org. I actually receive all emails sent to this address and do my best to respond to all of them both personally and quickly.

Unfortunately, I cannot promise that we'll be able to help everyone who requests assistance from Modest Needs - we couldn't do this with a trillion dollar budget - but I can make sure that if your application is handled fairly, appropriately, and with the personal care that has always been a hallmark of our work at Modest Needs.

Again, many thanks for reading this post, and have a wonderful day!

Guest

Modest needs is a scam they told me i would get help then make up excuses of why you applied for the wrong grant or why all of the sudden dont qualify. I recieved a refund...only after giving them my Lawyers name who is handling my sons(who is in a coma) case against Jeep.

i was being talked right out of it to the end though. but when i said if i take my money back then what does it matter if i close my account and cant recieve help in the future, you just told me on the phone you all of the sudden since i was out of work 180 days i couldnt qualify.

Dont do it people.! so i did get refunded.

Guest

Don't order your eggs sunny side up or you will get your toast BURNED!

Guest

this charity is a scam! don't get fooled people

View more comments (8)
Anonymous
map-marker Los Angeles, California

Nothing! All talk and no action!

Modest Needs does not even respond! I am a cancer patient asking for some help, about 2 years ago, because my health insurance was terminated twice without any notification. My doctor's office told me! I wrote to Dr. Keith asking for help. I knew it had to be a sham bcause I never even got a reply. Don't give your money to this shameful organization. I say let them pay their fair share of tax since they're a non profit, if they're not going to run their business in an honest way. Who knows how many people gave and lost their money....because it doesn't go to people who really need it.
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6 comments
Guest

Actually it does. They helped my family by providing much needed assistance for our baby.

I'm sorry you did not receive a grant. Could your message perhaps not have made it to Dr. Keith? He responded to me.

Please keep in mind that email is not perfect and neither are people . I hope you are doing better now.

Guest
reply icon Replying to comment of Guest-1018157

Most emails sent to them don't seem to be responded to. Income requirements are set high and the method of determining that income is moronic at best.

I'm glad you got help. Maybe this was once a reliable place. Now almost all the applications that show as approved have got little to no money. I am wondering whether the money donated is actually going to the applicants bills or if Modest is pocketing it.

Not answering people's questions puts up a big flag.

I applied for one time assistance and was told my income if 26k per year was too low. When I politely asked for information, more than once over a 10 day period, I never got a response.

Calling their phone number just results in voice mail that is never returned.

Guest

I cannot say if they are a scam or not but they are of NO HELP! I provided detailed documentation to them of my (obvious) loss in income and requested PARTIAL payment of my rent (as I paid more than half of it) and was immediately declined because it was a regular bill (not an emergency).

WTF! I thought that was so inconsiderate and callous. My circumstances are only temporary and I had every intention of giving back to this organization by donation.

NEVER...nor will I refer anyone to them.

Guest

This company is a SCAM!!! They only she'll out a few hundred dollars a year to have some backing.

I know as I am a former employer!! Keith Taylor is a *** bag and has anger issues he is a nasty person and yes he is rich with this non profit charity as he gets money from the state of New York to fund his pyramid scheme project!

Beware!! :eek

Beautiful Zki

I am sorry but I totally disagree with you and I agree with Nick A few years ago when I lost my job and Had to find another I paid my 7 dollars and put in an application for help with my rent and I received help. I you can not prove your issue they will not help they are set up to keep people from using the help for false reasons.

So if you did not get help or a response then maybe your case was a Fraud. :?

Guest

I sincerely doubt the veracity of your post. For one thing, you cannot be legally terminated from a group plan without notification.

If you have an individual plan, you also have protection--unless you failed to make a required premium payment on time.

By the way, who says that you're entitled to receive the *charitable* help you request?

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